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What You Should Expect When Picking Funeral Service Packages

It will be an emotional and distressing time when someone close to you dies. Even if you have been in a similar situation before, it does not make it easier to deal with emotionally. That is one of the main reasons why many people choose their own funeral packages, because they want to allow their family to time to grieve without the stress of making all the arrangements.

One of the main advantages is that you specify exactly what you would like. You plan the type of service you want down to the smallest details and perhaps more importantly, make your wishes known if you want to be buried, interred or cremated. Unless you have made your family fully aware of your wishes, it can and often does become an area of conflict.

It is not unusual to have a family plot or vault in a graveyard. As the plot or vault belongs to the family, it needs to be a joint decision as to who is entitled to use it. The funeral director can purchase a plot on behalf of the family as part of a plan.

Payment can be made in advance or deferred until after death. Prices fluctuate over time, usually up rather than down which can affect costs. A sensible approach is to check on costs and plans every two or three years to ensure there are no major changes.

If you decide to pay in advance, read the contract carefully. Know exactly what you are paying for and how increased costs will impact on your arrangements. You also need to find out how your fund will be used or invested until the money is required.

Each state is responsible for setting the regulations on funeral packages and pre-payments. Anyone intending to pay into a pre-payment plan should research the regulations set by their state authorities.