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•  Service Areas

•  Funeral Services & Tips

•  Mortuary List & Tips

•  Cemetery List & Tips

•  Obituary Glossary & Tips

•  Cremation Tips

•  Memorial Music Tips

•  Memorial Poems & Tips

•  Sympathy Quotes & Tips

•  Urns Glossary & Tips

•  Caskets Glossary & Tips

•  Funeral Cost & Tips

•  Funeral Flowers & Tips

•  Funeral Homes Tips

Facts To Notice When Relating Pre-Paid Funeral Packages

When a loved one dies it is a very distressing and emotional experience, especially if you are responsible for making all the arrangements. It is an experience that will not get any easier, no matter how often you have been in that position. Individuals who decide to choose their funeral packages are helping their loved ones to cope with what is a very distressing and emotional time.

Pre-planning allows you to state what you want to happen in the event of your death. You can plan the type of service, the flowers, the music and whether you wish a burial or a cremation. It makes it easier on the family left behind and eliminates the potential for conflict as your wishes are recorded and will be used to dictate what is to happen.

A family plot in a cemetery may not be large enough for all the family members. Families need to be part of an informed discussion as to who will be buried in the family plot. If a burial plot or a vault is required the funeral director can be instructed to make the arrangements.

Payment can be made in advance or deferred until after death. Prices fluctuate over time, usually up rather than down which can affect costs. A sensible approach is to check on costs and plans every two or three years to ensure there are no major changes.

Your contract for a pre-payment plan should be read in detail. It should contain clauses setting out how any potential increases will affect your plan. The contract should also spell out how your cash will be invested and safeguarded until it is needed.

Each state is responsible for setting the regulations on funeral packages and pre-payments. Anyone intending to pay into a pre-payment plan should research the regulations set by their state authorities.