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Does Life Insurance Cover Funeral Costs


Best Ideas To Help Lower Funeral Costs

Having a dignified send off for a loved one who has just died does not have to be an expensive venture. Organizing a memorial service can end up costing a lot if you do not make an effort to manage expenses. There are certain steps you can take to help you minimize funeral costs.

Making your own burial arrangements is usually cheaper than having to hire someone else to do it. However, if you must hire someone to help you with the organization, find someone whose services are affordable. Also, only outsource the specific services you want instead of getting a whole package deal that you may not use fully.

You should consider cremation. This is a low cost method of interment because it only involves buying a low cost coffin and having the body interred at a crematorium. There will be no need for a memorial service, viewing of the body or anything else. You must talk to family members to ensure that this is acceptable to all of them.

Buy a low cost coffin. You can buy something basic, but presentable. Shop around to and ask to see lower priced models. Alternatively, you can decide not to use a coffin at all and just use a shroud for burial.

Minimize the usage of vehicles and flowers. You do not need to hire expensive cars to transport the body and mourners. If you have your own vehicle, consider using it as a hearse. You can organize to have a few wreaths as flowers can be expensive. Ask guests to make financial donations instead of buying flowers.

You can have the memorial service conducted at a family member's home to avoid having to hire a venue. You can also look around for an affordable officiant or have a friend or family member who is an ordained minister carry out the service. Have volunteer grave diggers and pallbearers so as to keep funeral costs down.


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