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Farmer And Dee Funeral Home


Facts To Notice When Picking Pre-Paid Funeral Packages

When a loved one dies it is a very distressing and emotional experience, especially if you are responsible for making all the arrangements. It is an experience that will not get any easier, no matter how often you have been in that position. Individuals who decide to choose their funeral packages are helping their loved ones to cope with what is a very distressing and emotional time.

One of the main advantages is that you specify exactly what you would like. You plan the type of service you want down to the smallest details and perhaps more importantly, make your wishes known if you want to be buried, interred or cremated. Unless you have made your family fully aware of your wishes, it can and often does become an area of conflict.

It is not unusual to have a family plot or vault in a graveyard. As the plot or vault belongs to the family, it needs to be a joint decision as to who is entitled to use it. The funeral director can purchase a plot on behalf of the family as part of a plan.

Payment can be made in advance or deferred until after death. Prices fluctuate over time, usually up rather than down which can affect costs. A sensible approach is to check on costs and plans every two or three years to ensure there are no major changes.

The contract on a pre-payment plan should spell out the terms and conditions and details of the services agreed. Purchasers can pick and choose the services they are paying for in advance. It is important that the contract also sets out how your cash will be used and protected in the long term.

State regulations govern the sale of funeral packages and how the funds are invested and protected. Before signing up to a pre-payment plan individuals should be familiar with the rules that apply in their home state.


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