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•  Funeral Services & Tips

•  Mortuary List & Tips

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•  Funeral Cost & Tips

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•  Funeral Homes Tips

Basic Details To Expect When Picking Pre-Paid Funeral Packages

It will be an emotional and distressing time when someone close to you dies. Even if you have been in a similar situation before, it does not make it easier to deal with emotionally. That is one of the main reasons why many people choose their own funeral packages, because they want to allow their family to time to grieve without the stress of making all the arrangements.

One of the main advantages is that you specify exactly what you would like. You plan the type of service you want down to the smallest details and perhaps more importantly, make your wishes known if you want to be buried, interred or cremated. Unless you have made your family fully aware of your wishes, it can and often does become an area of conflict.

If there is a family plot available, you can specify that you want to be buried in that grave. However, you should discuss and agree with family members that you have their approval to do so. Alternatively, you can instruct the funeral director to purchase a plot on your behalf.

You may choose to pay for your arrangements in advance, or you can set money aside to be paid after the event. However keep in mind that prices are more likely to increase in the intervening years than decrease. You should review the costs and your arrangements every few years.

Your contract for a pre-payment plan should be read in detail. It should contain clauses setting out how any potential increases will affect your plan. The contract should also spell out how your cash will be invested and safeguarded until it is needed.

The legal requirements set out by the state for the selling funeral packages vary from one state to another. Prior to paying money into a fund it is advisable to check the rules applicable in the state you reside in.