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Harris Funeral Home Suffolk Va


Facts To Learn When Selecting Funeral Packages

Being the individual with responsibility for making arrangements when a close family member dies can be stressful and emotional. It is a unique experience every time someone has to take on this responsibility. However, it can be much easier if the deceased has taken time to investigate funeral packages and set up their own plan.

If you choose to make your own plans you have the opportunity to have your wishes carried out precisely. You can make as many of the decisions or as little as you want. You can specify the flowers, the music, the type of casket and how your remains are to be disposed off. Choosing whether to bury, inter or cremate is often the subject of debate and disagreement between family members.

If there is a family plot available, you can specify that you want to be buried in that grave. However, you should discuss and agree with family members that you have their approval to do so. Alternatively, you can instruct the funeral director to purchase a plot on your behalf.

Pre-paid plans are available, or the alternative is to put money into a savings account or insurance policy until it is required. There is the possibility that prices will increase rather than come down before the account has to be paid in full. It is advisable to reassess your costs and arrangements every couple of years.

Your contract for a pre-payment plan should be read in detail. It should contain clauses setting out how any potential increases will affect your plan. The contract should also spell out how your cash will be invested and safeguarded until it is needed.

State regulations govern the sale of funeral packages and how the funds are invested and protected. Before signing up to a pre-payment plan individuals should be familiar with the rules that apply in their home state.


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