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•  Funeral Services & Tips

•  Mortuary List & Tips

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•  Urns Glossary & Tips

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•  Funeral Cost & Tips

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•  Funeral Homes Tips

Facts To Notice When Picking Pre-Paid Funeral Packages

When a loved one dies it is a very distressing and emotional experience, especially if you are responsible for making all the arrangements. It is an experience that will not get any easier, no matter how often you have been in that position. Individuals who decide to choose their funeral packages are helping their loved ones to cope with what is a very distressing and emotional time.

Pre-planning allows you to state what you want to happen in the event of your death. You can plan the type of service, the flowers, the music and whether you wish a burial or a cremation. It makes it easier on the family left behind and eliminates the potential for conflict as your wishes are recorded and will be used to dictate what is to happen.

It is not unusual to have a family plot or vault in a graveyard. As the plot or vault belongs to the family, it needs to be a joint decision as to who is entitled to use it. The funeral director can purchase a plot on behalf of the family as part of a plan.

Payment can be made in advance or deferred until after death. Prices fluctuate over time, usually up rather than down which can affect costs. A sensible approach is to check on costs and plans every two or three years to ensure there are no major changes.

The contract on a pre-payment plan should spell out the terms and conditions and details of the services agreed. Purchasers can pick and choose the services they are paying for in advance. It is important that the contract also sets out how your cash will be used and protected in the long term.

The legal requirements set out by the state for the selling funeral packages vary from one state to another. Prior to paying money into a fund it is advisable to check the rules applicable in the state you reside in.