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Methven-Taylor Funeral Homes


Facts You Should Know When Choosing Funeral Packages

When a loved one dies it is a very distressing and emotional experience, especially if you are responsible for making all the arrangements. It is an experience that will not get any easier, no matter how often you have been in that position. Individuals who decide to choose their funeral packages are helping their loved ones to cope with what is a very distressing and emotional time.

If you choose to make your own plans you have the opportunity to have your wishes carried out precisely. You can make as many of the decisions or as little as you want. You can specify the flowers, the music, the type of casket and how your remains are to be disposed off. Choosing whether to bury, inter or cremate is often the subject of debate and disagreement between family members.

A family plot in a cemetery may not be large enough for all the family members. Families need to be part of an informed discussion as to who will be buried in the family plot. If a burial plot or a vault is required the funeral director can be instructed to make the arrangements.

Payment can be made in advance or deferred until after death. Prices fluctuate over time, usually up rather than down which can affect costs. A sensible approach is to check on costs and plans every two or three years to ensure there are no major changes.

The contract on a pre-payment plan should spell out the terms and conditions and details of the services agreed. Purchasers can pick and choose the services they are paying for in advance. It is important that the contract also sets out how your cash will be used and protected in the long term.

State regulations govern the sale of funeral packages and how the funds are invested and protected. Before signing up to a pre-payment plan individuals should be familiar with the rules that apply in their home state.


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