•  Granite Headstones

•  Upright Markers

•  Memorial Monuments

•  Memorial Tomb Stones

•  Cemetery Gravestones

•  Cemetety Statues

•  Memorial Stones

•  Obelisks & Cenotaphs

•  Granite Memorials
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•  Service Areas

•  Funeral Services & Tips

•  Mortuary List & Tips

•  Cemetery List & Tips

•  Obituary Glossary & Tips

•  Cremation Tips

•  Memorial Music Tips

•  Memorial Poems & Tips

•  Sympathy Quotes & Tips

•  Urns Glossary & Tips

•  Caskets Glossary & Tips

•  Funeral Cost & Tips

•  Funeral Flowers & Tips

•  Funeral Homes Tips

Basics You Should Learn When Picking Pre-Paid Funeral Packages

It will be an emotional and distressing time when someone close to you dies. Even if you have been in a similar situation before, it does not make it easier to deal with emotionally. That is one of the main reasons why many people choose their own funeral packages, because they want to allow their family to time to grieve without the stress of making all the arrangements.

One of the main advantages is that you specify exactly what you would like. You plan the type of service you want down to the smallest details and perhaps more importantly, make your wishes known if you want to be buried, interred or cremated. Unless you have made your family fully aware of your wishes, it can and often does become an area of conflict.

It is not unusual to have a family plot or vault in a graveyard. As the plot or vault belongs to the family, it needs to be a joint decision as to who is entitled to use it. The funeral director can purchase a plot on behalf of the family as part of a plan.

Payment can be made in advance or deferred until after death. Prices fluctuate over time, usually up rather than down which can affect costs. A sensible approach is to check on costs and plans every two or three years to ensure there are no major changes.

Your contract for a pre-payment plan should be read in detail. It should contain clauses setting out how any potential increases will affect your plan. The contract should also spell out how your cash will be invested and safeguarded until it is needed.

State regulations govern the sale of funeral packages and how the funds are invested and protected. Before signing up to a pre-payment plan individuals should be familiar with the rules that apply in their home state.